At a glance

Couple budget
$1,900–$2,100/mo
Healthcare
3–4/5
Safety
4/5
US advisory
Level 2
Climate
Mediterranean
English
3–4/5
Close to US
2/5
Currency
TRY
The honest starting point

Turquoise water, low costs, and a residency gate that keeps moving

Picture a Mediterranean morning with simit still warm, mountains behind the apartment blocks, and the sea already bright. In Antalya, the city wakes big and busy. In Fethiye, the marina moves slower.

Turkey's coastal draw is powerful: low monthly budgets, long beach seasons, active foreign communities, and private hospitals that cost far less than the US. The honest brake is residency. The old rental-based permit is no longer something to assume.

And it isn't one answer. Antalya is the bigger city with stronger hospitals and a large multicultural scene. Fethiye is smaller, cheaper, more British, and more dependent on travel for specialist care.

$1,900–$2,100
Comfortable couple budget, Fethiye to Antalya
~$800–$950/mo
Short-term permit income benchmark
$200k+
Property threshold for the steadier residence path
Level 2
US State Dept advisory
Cost & fit at a glance

Compare the cities

Comfortable couple budgets run from about $1,900 in Fethiye to $2,100 in Antalya, with lira volatility and seasonal rents making current local quotes more important than usual.

CityCouple / moHealthcareSafetyEnglish
FethiyeMuğla Province$1,9003/54/54/5
AntalyaMediterranean Region$2,1004/54/53/5

Visa & residency

AS OF 2025–26
Short-Term Residence Permit (ikamet) — or property-based residency

Turkey has no dedicated retirement visa. Retirees usually look at the short-term residence permit, or a property-based path that has become the more reliable option.

Short-term permit
Income benchmark around 28,075 TRY/month net minimum wage, shown as about $800–$950.
Address rule
New permits can be refused when foreigners exceed 25% of a mahalle.
Property route
Buying at the USD 200,000+ threshold is treated as the steadier path.

Do not sign a lease or buy in an expat-heavy neighborhood until a local lawyer confirms that the mahalle is open and the permit route still fits your facts.

Taxes. Spend 183+ days and you're a Turkish tax resident, taxed on worldwide income at progressive rates (15%-40%, 2026 brackets). The US-Turkey tax treaty (in force 1998) assigns US Social Security and US government pensions to the US, so those are generally taxable only by the US; private pension and IRA/401(k) treatment is murkier and Turkey may tax it as a resident. The treaty's saving clause means US citizens still file and pay US tax, using foreign tax credits to avoid double taxation. There's no US-Turkey totalization agreement. Turkey is NOT a no-tax haven for residents — get cross-border advice before assuming pensions are free.
Climate & regions

The regions at a glance

The right shortlist depends less on the country and more on the region — climate, altitude, flights, and the medical ceiling.

Antalya & the Mediterranean Region

The larger coastal city: stronger hospitals, more international services, active Konyaaltı and Lara expat areas, and about 300 sunny days a year. It also has the toughest residency pressure in popular districts.

Fethiye & Muğla Province

A smaller turquoise-coast town with Çalış Beach, Ovacık, Hisarönü, and Ölüdeniz nearby. Costs are lower and English is easier in the British expat bubble, but specialist care and winter flights are thinner.

Fit

Who Turkey is right for — and who should look elsewhere

Fits you if

You want a low-cost Mediterranean life, private healthcare at lower prices, and an active foreign community; you can tolerate currency swings; and you are willing to secure residency through careful legal advice or property.

Look elsewhere if

You need a predictable pensioner visa, an American retiree enclave, nonstop US flights, stable currency planning, or top specialist care in a small town.