Part one · 2 steps

Visa & residency

Start the 1-year visa-free stay (US citizens); Temporary Residence Permit for longer path
Income thresholds and paths change often — verify with Georgia's consulate. The current read:
From our Tbilisi research
Unusually easy. US citizens (and many others) can stay in Georgia up to 365 days visa-free with NO income requirement — many long-termers simply do a quick border 'reset' to start a fresh year, though perpetual resets are a gray-area habit, not formal residency. For genuine settling, a Temporary Residence Permit is first issued for 6-12 months and renewable; common grounds include owning Georgian real estate (historically a modest value threshold, but rules tightened in 2025-2026 — verify the current minimum). There's no retirement visa, but for a retiree on pension/investment income the visa-free year is often all that's needed. New for 2026: 30+ day stays require health insurance (min ~30,000 GEL). Use a local advisor for a formal permit, as criteria are in flux.
Read the full Tbilisi profile →
Get key documents apostilled + certified-translated
Birth/marriage certificates, background checks — start early; it's slow, and every residency application wants them.
Our visa paperwork guide →
Part two · 3 steps

Healthcare

Map your care in Tbilisi
Know where you'd go before you need it — the hospital for something serious, the specialist, the pharmacy that speaks English. Here's our current read:
From our Tbilisi research
Functional and very cheap, but a clear notch below Western Europe — for serious cases expats fly out. Care for foreigners is overwhelmingly private 'multiprofile' clinics: MediClub Georgia (English-speaking doctors, 24/7 emergency, good expat reputation), the Evex network, Aversi, and American Hospital Tbilisi (AHT), where English is a working language. GP visits ~$15-30, specialists ~$30-80, private insurance ~$50-100/mo. Public facilities are weaker and more Russian/Georgian-speaking. The honest ceiling: complex surgery, advanced oncology or rare conditions often mean medical travel to Istanbul, Germany or Israel. Since Jan 2026, 30+ day stays require health insurance (min ~30,000 GEL).
Read the full Tbilisi profile →
Know what Medicare does — and doesn't — cover abroad
Original Medicare generally doesn't cover care outside the US. Whatever your plan becomes, it has to answer that gap.
Medicare abroad, explained →
Compare international / expat health insurance
See what international health plans actually cover — and what they cost.
Part three · 5 steps

Money & taxes

Pressure-test your Tbilisi budget
A comfortable month in Tbilisi runs about $1,732 for a couple, at current exchange rates. Build your own version on top of that base — your rent tier, your healthcare, your flights home — and see what's left over.
Build the real monthly number →
Understand US taxes as an expat in Georgia
You still file US taxes abroad, and FBAR applies once foreign accounts pass $10,000. The country side matters just as much:
From our Tbilisi research
Among the most retiree-friendly regimes here. Georgia runs a territorial system: foreign-source income — including US Social Security, private pensions and foreign investment income — is effectively NOT taxed by Georgia, resident or not (residency triggers at 183 days). Only Georgian-source income is taxed, at a flat 20%. There is NO US-Georgia tax treaty, but since pensions generally aren't earned income and Georgia isn't taxing them, the practical result for a pension-funded retiree is usually no Georgian tax at all. You still file with the IRS. Confirm specifics with a cross-border advisor.
Read the full Tbilisi profile →
US taxes abroad, explained →
Set up low-fee international money transfers
Bank wires quietly cost 3–5% in bad FX; specialists are far cheaper.
Have someone check the retirement math before you commit
Plan day-to-day cash + card access (and a backup card)
Check your cards' foreign-ATM fees before you go, and carry a backup card on a different network in case one gets swallowed.
Part four · 4 steps

The scouting trip

Book the Tbilisi reconnaissance trip
Not a vacation — a rehearsal. Rent in an ordinary neighborhood for a few weeks and live a normal week: groceries, buses, a doctor's appointment, a quiet Tuesday. Getting there and back:
From our Tbilisi research
Among the farthest, least convenient here. No nonstop US service from Tbilisi (TBS); you connect through Istanbul (Turkish), a European hub, or the Gulf. Realistic NYC-Tbilisi travel is ~16-18h with one or two stops, often $1,000-1,400+ round trip, and the time-zone gap (8-9h ahead of US East Coast) is large. Well linked to Istanbul, the Gulf and Europe, but a long haul to the States — best for retirees who rarely fly home.
Read the full Tbilisi profile →
Compare trip insurance for the scouting trip
Read the safety picture for yourself
Tbilisi sits under a US State Department Level 1 (“exercise normal precautions”) advisory. Check the current one before you book, then weigh it against the on-the-ground picture:
From our Tbilisi research
Personal safety in Tbilisi is genuinely good — violent crime is rare and Georgia ranks high on global safety indices (Tbilisi ~49th of 380 on Numbeo, mid-2026), with a US State Dept Level 1 advisory. Everyday risks are minor: pickpocketing in crowded Old Town spots and taxi scams (use the Bolt app over street taxis). Women mostly feel safe, but harassment reports cluster around late-night bars. The serious exceptions are geographic and political: the Russian-occupied regions of Abkhazia and South Ossetia (kidnappings have occurred near those boundary lines — don't approach the Russian land border), plus periodic protests in central Tbilisi tied to Russia/EU tensions.
Read the full Tbilisi profile →
Check the current advisory →
Test the season, not the postcard
Every place has a month the brochures skip. If you can, scout in the worst one:
From our Tbilisi research
A genuine four-season, mildly continental climate. Summers are hot — July/Aug regularly 30°C+/86°F+, with frequent June thunderstorms easing later. Winters are cold-ish: January averages ~3°C/38°F with some snow Dec-Feb, though milder than Georgia's mountains. Spring and autumn are the sweet spots (~20°C/68°F). Expect a real winter and a hot summer, not eternal spring — but four distinct, walkable seasons.
Read the full Tbilisi profile →
Part five · 6 steps

The move itself

Rent first — live a full season before you even think about buying
The single biggest regret-saver. The market isn't going anywhere.
Book a short-term furnished rental for your landing
Give yourself 1–3 months to find the right neighborhood.
Decide what to ship, store, or sell
Shipping a household is expensive; many movers regret over-shipping.
Re-home your US mail before you go
Banks, the IRS, Medicare — the mail keeps coming after you leave. Keep a US address you check from anywhere, or hand the whole job to a service.
Sort pet import + airline requirements early
Timelines for vaccines and paperwork can be months.
Our pet-move guide →
Scan and cloud-back-up every key document
Passports, prescriptions, insurance cards, the marriage certificate — one folder you can open from any phone, anywhere.
Part six · 4 steps

Settling in

Find your people in Tbilisi
Loneliness is the #1 reason people move home — build the community before you build anything else. What's already there:
From our Tbilisi research
A fast-growing, tight-knit but still modest expat/nomad scene that ballooned after 2022 (Russian, Ukrainian and Western remote-worker influx). It's very social — meetups, coworking and events, with Vera and Vake as hubs — but skews younger/nomad, not retiree. English is common among Georgians under ~35, but the older generation leans Russian/Georgian and signage is often Georgian-script only. A US retiree will find community, but younger and more transient than Mexico's retiree enclaves.
Read the full Tbilisi profile →
Join the expat community before you arrive
Start the conversations months before the flight.
Our community guide →
Set up a local SIM + home internet
If your phone's unlocked, an eSIM can cover you from day one; sort home internet once you have an address.
Start the language — even 20 words changes everything
Georgian is what your daily life will run in — the clinic front desk, the market, the neighbors. A head start pays off from day one.

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